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SSL Commerz Settings
SSL Commerz is a popular payment gateway that allows you to accept payments securely via cards, mobile banking, and internet banking. Integrating it with FluentCart gives your customers flexible local payment options, ensuring a smooth and reliable checkout experience.
This guide will walk you through installing the SSL Commerz add-on and connecting your account to FluentCart to begin accepting payments.
Step 1: Accessing SSL Commerz Settings
Before configuring the gateway, you need to install the specific add-on for it.
- Download the SSL Commerz add-on from the FluentCart website.
- Go to your WordPress dashboard → Plugins → Add New, upload the plugin file, and activate it.
- Then, go to FluentCart → Settings → Payment Settings.
- Locate SSLCommerz in the list and click the Manage button.

Step 2: Getting Your Credentials
To connect your store, you need your unique Store ID and Secret Key directly from your merchant account.
- Log in to your SSL Commerz dashboard.
- Navigate to the My Stores tab.
- Store ID: Locate your specific ID in the table under the Store ID column.
- Store Secret Key: In the same table, look for the Store Name; this value acts as your Secret Key.
Copy both of these values so you can paste them into your FluentCart payment settings.

Step 3: Configuring SSL Commerz Settings
Once you are on the SSL Commerz settings page in FluentCart, you can enter your credentials and customize how the checkout behaves. It is recommended to start in the Test credentials tab to ensure everything works before moving to live payments.
- Test store ID: Paste the Store ID you copied from your SSL Commerz dashboard.
- Test store secret key: Paste the Store Name (Secret Key) you copied from your dashboard.
- Checkout Type: Choose how the payment interface is displayed to the customer.
- Hosted Checkout (Redirect): Sends the customer to the secure SSL Commerz website to complete the payment.
- Modal Checkout (Popup): Opens a secure payment window directly on your checkout page so the customer never leaves your site.
- Modal Checkout Button Settings: If you select the Modal Checkout, you can customize the Button Text, Button Color, Hover Color, and Text Color to match your brand's design.
- Payment Activation: Toggle this switch at the top right to turn the SSL Commerz gateway on or off for your store.

Step 4: Setting Up the IPN/Webhook URL
To ensure FluentCart receives automatic updates when a customer completes a payment, you need to configure the IPN (Instant Payment Notification).
- Copy the IPN/Webhook URL from your FluentCart SSL Commerz settings page.
- Log in to your SSL Commerz dashboard and go back to the My Stores tab.
- Click on the IPN Settings link located in the Action column for your specific store.
- A new settings window will appear. Check the box to Enable HTTP Listener.
- Paste the URL you copied from FluentCart into the provided input field.
- Click the Save button to finish the setup.

Step 5: Activate and Save
- Payment Activation: Back on the FluentCart SSL Commerz settings page, ensure the Payment Activation toggle at the top right is switched on.
- Save Settings: Click the Save Settings button at the bottom to finalize the setup.
Your store is now configured to securely accept payments through SSL Commerz. Giving customers the choice to pay via their preferred mobile wallet or bank transfer reduces checkout friction and helps lower cart abandonment rates.
